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COVEY LAW, P.C. San Diego Bankruptcy Attorneys |
Chapter 7 Bankruptcy - Liquidation - |
CALL TODAY! (619) 241-2860 Offices in San Diego and El Cajon |
www.619BANKRUPTCY.com |
Reasonable Fees Our practice is based on providing exceptional legal services for very reasonable fees. We discuss all fees up front so that you will have a clear understanding of how much your case will cost. |
100% Attorney Representation At Covey Law, pc, your case will be handled by an attorney, not a legal assistant, every step of the way. Unlike many firms, you will always be able to speak with your attorney to ask questions about your case. |
Copyright 2009, Covey Law, P.C. All Rights Reserved |
Payment Plans Available We offer flexible payment plans that can be structured to fit your needs. We can often get started on preparing your case for as little as $200.00. |
Required Disclosure: Covey Law, P.C. is classified as a debt relief agency under the Bankruptcy Code. Among other services provided, we help people file for bankruptcy. |
Chapter 7 vs. Chapter 13 During the initial consultation, we will fully explain the chapter 7 and chapter 13 process to you so that you are able to make an educated decision on which type of case, if either, is best for you. |
Night and Weekend Appointments We understand that it can be difficult to meet during regular business hours and we regularly schedule appointments in the evenings and on weekends. |
Most Consumer bankruptcy cases are filed under Chapter 7 of the Bankruptcy Code. Chapter 7 is the type of bankruptcy that most people think of when they hear about bankruptcy and it is also the most popular type of bankruptcy. In order to qualify for Chapter 7 relief, your income typically must not exceed a certain level. We will be happy to discuss your situation with you and determine if you qualify for Chapter 7 Bankruptcy. Although this chapter is referred to as liquidation, you are entitled to many "exemptions" that will allow you to keep most, if not all of your personal property after filing for Chapter 7 relief. In most cases, the exemptions will exhaust the bankruptcy estate and consumers will be able to keep all of their property. Chapter 7 bankruptcy does not require you to develop a plan to pay back your debts over a period of time. Typically, a court appearance is not required for a Chapter 7 case. There is however, a mandatory creditors’ meeting that must be attended after filing your case. This meeting takes place approximately 30 days after filing your case and is regularly concluded in five to ten minutes. |